Debt Free is the only way to be. I am sure for a lot of people becoming debt free will not be easy, but you can do it. I know it will be great one day that I do become debt free. It was way just too easy to get all those things I didn't really need but felt I must get.
Many years back in America many more of us were debt free. I think of how my parents and their friends talked about taking debt. Any amount debt was a serious issue. They did not want to have debt. They understand how it is that a person gives up some of his freedom every time he carries debt.
Having debt, carrying debt... debt is almost like having a drug addiction. The debtor must have his regular fix and you have to provide it. It it was much easier in the days when more people kept the same job for many years. Today even good jobs come and go like like a bird flying by.
I just sold my nice car. Why would I do such a thing? So I could get free of the payment and drive a less nice paid for car. Living Debt Free is about freedom.
Try to conceive of how your life would be without all the debt. If you can get a good image of how much less stress you would have that is a a place to begin. Then start working on how to live for less. It is ironic how it is that without the debt stress I don't feel as much the need to have more stuff to fill the empty feeling from thinking having more stuff would somehow be fulfilling.
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